Features

Access to wide range of tokens

Kulfi Finance is opening doors to new collateral types. Leverage more of your wealth than ever before.

Minimal to zero liquidations risk

Kulfi finance V2 will employ three strategy to ensure that users funds are safe against asset liquidation. You can choose to self-liquidate your own loan at your own discretion. Using your collateral we earn yield on your behalf to keep your collateral safe!

Completely flexible

Kulfi Finance doesn't lock your deposit or charge you fees. Your funds are accessible 100% of the time. You can also repay your debt whenever you like. The unique thing about Kulfi Finance loans is that they allow you to leverage your wealth without risk of liquidation. Another way to put this is that Kulfi Finance allows you to borrow against an asset without carrying the risk of losing your collateral in the event of a market crash.

Repay your loan

Kulfi Finance loans are fully flexible. Your funds are never locked and there are always options that allow you to release your deposits. Unlike loans in the traditional banking system, there are no fees or penalties for early repayments. Not only that, Kulfi Finance loans automagically repay themselves over time. You can also choose to repay your loan manually

Liquidate your loan

One of the great advantages Kulfi Finance loans bring is that there is always a way to exit your position, even if you don’t have funds in your wallet to make a repayment. The liquidate function allows you to use your deposited collateral as a source of funds to repay your debt. Kulfi Finance loans are always overcollateralized, meaning there are always enough funds in your account to cover your debt and allow you to exit.

Interest Bearing

Offering Interest on Digital Assets Miners, hodlers, retail investors, and fund managers holding digital assets only enjoy higher valuation over time, now they get the opportunity to earn interest on their holdings. Users can deposit their assets to Kulfi and provide liquidity to the Kulfi ecosystem and earn interest on it regularly.

This also opens the opportunity for users to borrow Stable coin in real-time based on the value of the assets. Spending Digital Assets Users currently have to go through lengthy processes to sell their assets in order to obtain cash for their daily requirements. They also incur a capital gain tax on it and also lose the ownership of the assets. Kulfi provides instant loans against digital 8 assets to be able to pay for purchases in real-time, without losing ownership of the assets.

Once the assets are confirmed on the blockchain, they are instantly available to be used as collateral against a loan. Kulfi calculates the available loan limit based on the price feed from a set of exchanges. The crypto deposits start earning interest 24h after the deposits. The interest accrued will be according to the APY value set per currency. Users can choose to earn interest in KLS tokens to receive promotional interest rates.